Shopping for auto insurance isn't just about finding the lowest price. In this Quick Tip video from Society of Collision Repair Specialists, Michael Giarrizzo Jr. of DCR Systems and Justin Lewis of Accurate Auto Body discuss the importance of understanding what your policy actually covers before you ever need to file a claim.

Learn about key coverage considerations, including OEM parts coverage, rental car benefits, underinsured motorist protection, dispute resolution provisions, and how an insurer's claims-handling reputation can impact your experience after an accident. Whether you're purchasing a new policy or renewing your current coverage, this conversation highlights important details that can affect both the repair process and your financial protection.

This video was filmed at the I-CAR Training Center in Vernon Hills, Illinois.