Tesla Insurance to Use driver Video, GPS Data

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Sept. 9, 2019—Tesla's use of customer data, such as vehicle camera footage and GPS, to price its new insurance products will depend on the driver's authorization and state laws, reported The Insurance Journal.

Tesla last week said it was launching an insurance service designed to give drivers in California, its biggest market, lower rates because of safety features on its electric vehicles.

Elon Musk, chief executive for Tesla, has been a strong proponent that car insurance rates should decrease as driver-assist and self-driving technology becomes standard.

U.S. insurers say they currently do not have sufficient data to validate auto industry promises of safety benefits from automated driving systems, citing automakers’ reluctance to provide detailed information on models sold with those features, a lack of consistent standards, drivers’ unpredictable use of the systems and higher repair costs.

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