Proposed New York Law Would Ease Collision Insurance Requirements

May 11, 2022

Business organizations in New York are urging state lawmakers to remove a photo inspection requirement for drivers to obtain collision coverage on their cars.

May 11, 2022—Business organizations are urging New York lawmakers to approve a law that would waive a photo inspection requirement for drivers to have collision coverage on their cars. 

According to a story from Spectrum News1, the proposed measure would allow auto insurance companies to waive vehicle photo inspections usually needed to obtain the collision or comprehensive coverage. 

The bill was previously approved in the state Assembly with bipartisan support. Several business groups, which include the New York Insurance Association, Big I New York and the Business Council, signed onto a letter urging the measure to receive backing in the final weeks of the state's legislative session. The businesses argue the bill will make it easier for consumers to obtain collision coverage, while also providing regulatory relief for small insurance brokers. 

"Mandatory photo inspections are a burden to consumers and put them at risk of losing coverage if the inspection is not completed within a short timeframe," the letter reads. "These inspections are no longer necessary due to transformative advances in how insurance companies identify and prevent fraudulent claims."

At the same time, the groups maintain the photo requirement is no longer necessary or effective in preventing fraud. Insurance companies would still be able to have photo inspections if they are considered needed.  

Sponsored Recommendations

Best Body Shop and the 360-Degree-Concept

Spanesi ‘360-Degree-Concept’ Enables Kansas Body Shop to Complete High-Quality Repairs

How Fender Bender Operator of the Year, Morrow Collision Center, Achieves Their Spot-On Measurements

Learn how Fender Bender Operator of the Year, Morrison Collision Center, equipped their new collision facility with “sleek and modern” equipment and tools from Spanesi Americas...

ADAS Applications: What They Are & What They Do

Learn how ADAS utilizes sensors such as radar, sonar, lidar and cameras to perceive the world around the vehicle, and either provide critical information to the driver or take...

Coach Works implements the Spanesi Touch system

Coach Works Uses Spanesi Equipment to Ensure a Safe and Proper Repair for Customers